Playford Music Online - paymentOptions

Playford Music has several ways to make your purchase easier.

Credit Card-PMC accepts Visa, Mastercard and Discover Card

Installment Credit Plans-PMC, through GE Retail Sales Finance, offers extended credit terms on the PMC/NAMM Music Money Platinum Card program. The customer applies for the credit card at PMC for approval by GERSF (GE Retail Sales Finance). GERSF approves or denies the application, and sets the line of credit. This process is typically done while you wait. Upon approval of credit, the purchase may be made immediately.

Available terms include-

code 103--90 days deferred interest with monthly payment (90 days same as cash). Minimum purchase amount of $249.00 required.

code 106--6 months deferred interest with monthly payment (6 months same as cash). Minimum purchase of $499.00 required.

code 112--12 months deferred interest with minimum monthly payments (12 months as same as cash). Minimum $499.00 purchase.

code 448--48 month fixed payment 13.99 APR. Minimum $1200.00 purchase.

The legal stuff-small print, of course-
The deferred interest (same as cash) plans described above require a minimum monthly payment. Offer is subject to credit approval by GE Capital Consumer Card Co. Applies to purchases as described above on a NAMM Music Money Platinum consumer credit card account. No finance charges will be assessed on the promotional purchase amount (excluding optional insurance charges) if you pay this amount in full by the payment due date as shown on your final billing statement. If you do not, finance charges will be assessed on the promotional purchase amount from the date of purchase. Minimum monthly payments are required during the promotional period. If minimum monthly payments are not paid when due, all special promotional terms may be terminated. Standard account terms apply to non-promotional purchases, and after promotion ends, to promotional purchases. Variable APR is 21.98% as of 7/16/03 (in PR fixed APR is 24.75%). Except in PR, fixed APR of 24.75%applies if the minimum payment is not made within one month of the payment due date. Minimum finance charge is $1.00 ($0 in PR). Minimum payment is 3% of the outstanding balance or $10.00, whichever is greater.

In short-
A) Make your minimum monthly payments on time, or GE Capital Cosumer may assess the finance charge for the entire term of the contract.

B) The minimum monthly payment is 3% of the outstanding balance or $10.00, whichever is greater.

C) PMC has no authority in regards to credit approval, or any change in terms or conditions to the GECC contract.

D) Make your final payment on time, or you may pay finance charges for the entire term.

Layaway-Using a layaway plan to purchase an item allows you to:
*Guarantee availability of the item when you are ready to pick it up.
*Pay for the item over a time period, without paying any additional costs such as finance charges, or filling an application for a loan.
*Reserve a special, possibly one of a kind, or special purchase item, without having to pay the entire amount immediately.

Layaway terms:
*Minimum of 20% down, no less than $20.00
*Minimum layaway amount is $100.00
*Layaways are for a maximum of 8 weeks.
*Payments are to be made every two weeks according to payment schedule
*You have 3 days to cancel this layaway agreement without penalty.

We do have a penalty structure for those who fail to fulfill their layaway agreement. The reasons we do this are:
*We have reserved an item for you for a period of time. If we had an opportunity to sell this item to another customer we would have refused based on our agreement.
*It is a deterrent to those who are not serious about fulfilling the layaway obligation.
*We incur expense for the time spent preparing, and terminating layaways, removing the merchandise from stock, and restocking the merchandise. Including the cost of possibly losing a cash sale for the item.

Termination of layaway will occur by signing for termination on the merchant copy of this form, or by failure to meet the minimum requirements of the payment schedule.

If you terminate this layaway after the 3 day grace period, the penalties for cancellation are as follows:
*Up to two weeks-10% of purchase price, but not less than $20.00 or more than $50.00.
*From two weeks to four weeks-15% of purchase price, but not less than $30.00 or more than $65.00.
*From four weeks to six weeks-15% of purchase price, but not less than $45.00 or more than $80.00.
*From six weeks to 8 weeks-20% of purchase price, but not less than $60.00 or more than $150.00.
*After eight weeks-all deposits and payments are forfeited.

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Store Hours:
Mon-Fri 11:30-7:30
Sat 10-5:30

Visit our calendar for more information

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___________________

Store Hours: Mon-Fri 11:30-7:30 Sat 10-5:30 Visit our calendar for more information

__________________

Store Hours:
Mon-Fri 11:30-7:30
Sat 10-5:30

Visit our calendar for more information